About Us

The Piano Credit Company was originally founded in Chagrin Falls, Ohio as National Piano Finance and Leasing (or "NPFL") in 1998. An Ohio corporation, the company was formed by four shareholders of various backgrounds in the music industry including musical instrument manufacturing, piano industry consulting, and independent music retailers.

The music retail finance landscape at that time was controlled by manufacturers. Therefore, dealerships carrying multiple product lines were forced to use multiple finance products. NPFL was the first company to "welcome all brands" and "all dealers". Products included term loans with "industry competitive" interest rates and "easy to use" documentation.

Industry Experience

Founded by piano industry veterans, PCC employees are sensitive to the needs of today's keyboard dealers. We continually seek creative alternatives for financing keyboard products, but we also strive to maintain a level of consistency that can be counted on. This commitment to the industry allows Piano Credit Company to provide a service that you can't afford to be without.


Dealer Service

Piano Credit Company offers two (2) venues for dealer service. Our office currently staffs our underwriting center for hours of operation that will accomodate all time zones in the U.S., seven days per week. In addition, "PCC" is the first finance source in the industry to offer instant on-line credit decisions.

What you need to succeed

Piano Credit Company offers traditional finance programs for all makes, sizes, brands, and age of keyboard musical instruments. Specialty finance services, such as "Same as Cash" are also available to all dealers. We can also provide additional on-site support staff for special outside sales events to assist with underwriting, paperwork, and supplies at your next sale!

Expect Satisfaction

Dealerships require strong support to succeed. At Piano Credit Company, we recognize and address the critical needs for each individual dealership. Piano Credit Company provides a top dealer sales organization that can immediately tackle promotional ideas, underwriting issues, or dealer contract support.